What Is a PPSR Check? What It Reveals and How to Get One
What a PPSR check reveals about a used car's finance, write-off and stolen history, what sits on the certificate, and how to run one before you buy.
Check a used car's history by rego or VIN: finance owing, write-offs, stolen and odometer records, with the official PPSR certificate.
A Full Car History Check Includes:
The "PPSR Logo" is the trade mark of Australian Financial Security Authority (Commonwealth of Australia) and the "Powered by PPSR" brand is used under licence. The "Powered by PPSR" logo is not an endorsement of any service provided.
A used car's ad tells you what the seller wants you to know. A car history check tells you the rest: whether a lender still has money owed on it, whether it has been written off or reported stolen, what the odometer read over the years, any open recalls and what the car is worth. Every Carify report includes the official PPSR certificate, and all you need is the rego and state, or the VIN.
Compare our reports and prices or see a sample report.
Updated
2016 Mazda CX-5
Registered in NSW
✗ Written-off status reported
✓ No stolen status reported
✓ Vehicle is registered
✓ No financial interests reported
Illustrative example. What we find depends on the car's records.
The rego and the state the car is registered in, or its 17-character VIN.
The next page lists what turned up for that car, such as odometer records, past listings and recalls. Then you pick a report.
It opens on screen as soon as it's ready, usually within minutes, and we email you a copy with the PPSR certificate.
Works for cars registered in every state and territory. Start with a free rego check:
“Lucky we checked the car history before buying it saved us from buying written off car with various claims thank you for making the car check easy”
“I recently purchased a Toyota Camry which I was excited to buy. The vehicle I bought was 98355 km. I took the vehicle to my mechanic for service and he advised me that the car showed signs that it might have been rolled back as the steering wheel and upholstery were a bit worn. My mechanic said he used Carify when buying cars and advised me to purchase a report for my peace of mind. I'm glad I did as the Carify report records that the vehicle had 134000 km in 2020. I took the car back to the dealer and showed the report. The car dealer offered to pay the difference of $4000 but I was just happy to return the car and get my money back.”
“Helped me find out the car I was going to buy was currently stolen.”
We don't just offer car history reports, we go beyond that. Through transparent, reliable and innovative vehicle history checks - We provide security and peace of mind.
We don't limit our research to the Takata airbag recall. We check for all manufacturer recalls.
No more hard to understand damage codes. The illustrations will do the talking.
We automatically run checks 6 times a day for 14 days. If there is a status change on the security interest, we will inform you.
Search a car and we show what turned up: odometer records, past listings, recalls and risk factors, before you pick a report. We don't charge for history we can't find.
Know if a used car is worth buying. Compare the value of that potential purchase with other similar vehicles on the market.
Equip yourself with information to get the best deals!
13.4% of the cars checked had been written off. 93% of those were repairable write-offs.
0.7% were recorded as stolen. Police can seize a stolen car, with no payout to you.
9.9% still had money owing to a lender, secured against the car itself.
We check every open manufacturer recall, not only Takata airbags.
Get insights! Find out the
current price and odometer levels
of identical vehicles in the market.
Know the registration details
of a car and check its validity!
Carify data: used-car history checks Australians ordered from October 2019 to July 2026, counted once per vehicle. Buyers often check because something feels off, so these rates run above the market as a whole. Read the full analysis.
The PPSR certificate answers three questions: finance owing, written off, stolen. It carries no odometer readings. This is what happened to a Carify customer, from their review.
Bought from a dealer
98,355 km
A Toyota Camry in NSW, with that reading on the dash.
At the mechanic
Worn interior
The steering wheel and upholstery looked like far more kilometres.
The Carify report
134,000 km
Recorded in 2020: 35,645 km more than the dash showed.
The outcome
Money back
The dealer offered $4,000. The buyer returned the car instead.
Source: a Carify customer's review on ProductReview.com.au. The figures are as the customer reported them.
What each report shows, and the records it comes from.
The official PPSR certificate from the Australian Government's Personal Property Securities Register.
Government registerOpen manufacturer recalls for the car, including Takata airbag status.
ManufacturersReadings from registration, sale and auction records, compared with each other to flag a rollback.
Vehicle recordsPrices of the same make, model and year across millions of Australian used-car listings.
Market dataInsurance repair claims on the car: when, the type and area of damage, and the assessor's repair cost estimate.
Insurance claim recordsEvery number plate the car has worn, confirmed by registration records or seen in past listings.
Registration recordsWhere the car was advertised for sale over the years, by suburb and state.
Listing recordsIf it's for sale now: how long it has been listed and every change to its asking price.
Listing recordsLots at damaged-vehicle auctions, with the damage and write-off status recorded at the sale.
Auction recordsSigns of past damage, faults, major repairs or modifications in the car's past advertising records.
Listing recordsDealer service records for supported brands.
Dealer recordsInsurance claims, damaged-vehicle auctions and risk indicators appear in a report only when a record is found. Comprehensive Plus is Comprehensive with dealer service history added, for supported brands.
Carify has run vehicle history reports for Australian buyers since 2019, rated 4.9/5 on ProductReview.com.au.
The PPSR certificate is only the start. See what else you get, and where other reports charge you for history they can't find.
| Features | Carify Comprehensive Plus | PPSR Government certificate only | Others Other history reports |
|---|---|---|---|
| Official PPSR Certificate | |||
| Finance, Stolen & Written-Off Checks | |||
| Search by REGO or VIN | |||
| Odometer History & Rollback Detection | Charged even if not foundNarrower coverage | ||
| Service & Maintenance History | Charged even if not foundRarely offered | ||
| Vehicle Valuation | |||
| Visual Damage Report | |||
| Factory Recalls | Some | ||
| Free 14-Day Finance Re-Check | Some | ||
| Only Pay for History That's Found | – |
"Some" means only some of them offer it, and only in their more expensive reports. The grey tick means they sell it, but you pay even when the car has no records. See every report side by side, with prices
Answers to the questions buyers ask most. Please visit our FAQ page for a comprehensive list of frequently asked questions.
Whether a lender still has finance secured against the car, whether it has been written off (and how badly it was damaged) or reported stolen, its registration details, and any open manufacturer recalls, including Takata airbags. A Comprehensive report adds odometer readings over time with rollback detection, a market valuation, previous sale listings, registration and location history, time on market, and any insurance claims or damaged-vehicle auctions found for the car. Comprehensive Plus adds dealer service history for supported brands.
Carify provides a comprehensive car history check with everything you need to know about a vehicle. Our vehicle history reports are unique because they include safety recalls, automated finance updates, and a visual written-off damage report that shows you exactly where a car has endured damage.
Yes. Car history check, vehicle history check, car history report and vehicle history report are names for the same thing: a report on a used car's past, built from official registers and other records. In Australia it should include the official PPSR certificate (finance owing, written off, stolen) and add what the register doesn't hold, such as odometer readings over time, past sale listings and recalls. A Carify report covers all of that, whichever name you search for.
No. A PPSR check searches the Personal Property Securities Register and answers three questions: is there finance owing on the car, has it been written off, and has it been reported stolen. A car history check includes the PPSR certificate and adds what the register doesn't hold, such as odometer readings over time, previous sale listings, recalls and a market valuation.
You should do a car history check (including a PPSR check) whenever you find a car you want to purchase, particularly if the car is second-hand. Carify takes the stress out of this for you by providing free automated finance updates, running 6 checks per day for 14 days to alert you about any status changes.
Search the car's rego and state, or its VIN. The PPSR certificate in every Carify report shows whether the car is recorded as stolen. If it is, police can seize it and return it to the owner or insurer, and you lose what you paid. In Carify's data 0.7% of cars checked were recorded stolen. Also check that the VIN on the car matches the one on the paperwork.
Carify reports start at $14.95 for Essential, which includes the official PPSR certificate with finance, write-off and stolen checks, recalls and the visual damage report. Comprehensive is $24.95 and adds odometer history with rollback detection, a market valuation, previous sale listings, registration and location history, time on market and insurance claim history. Comprehensive Plus is $44.95 and adds dealer service history for supported brands, charged only if service records are found. A bare PPSR search on the government site costs $2 but covers only finance, write-off and stolen records.
Enter the car's rego and state, or its 17-character VIN, in the search box at the top of this page. Carify finds the vehicle and shows which reports are available for it. Choose a report and pay, and the report opens online with the official PPSR certificate included. Run the check before you pay a deposit, and again if the sale drags on: finance can be added to a car at any time.
Only partly. A free rego check shows whether a car is currently registered, and the government's PPSR search costs $2 and covers finance owing, write-offs and stolen records. Neither shows odometer history, previous sale listings, recalls or what the car is worth. A Carify report starts at $14.95 and includes the official PPSR certificate.
When an insurer writes a car off, the record goes on the national written-off register, which every Carify check searches. Carify turns the damage codes on that record into a visual damage report showing which parts were hit and whether the damage was structural. Smaller accidents that never led to a write-off are not on any register, so book a pre-purchase inspection as well.
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Free Updates:
*The search is not executed again. Updates only include security interest changes and don't include a new report.
**Carify will conduct checks in every 2 hours from 8:00 AM to 6:00 PM AEST every day for 14 days.